We have evolved our work model by applying a consistent philosophy of developing wide range of services both in anticipation of and in response to the specific client needs.
Our ancillary services include asset valuation for insurers, pre-risk underwriting surveys, route surveys for over-dimensional cargo, cargo loading supervision, pre-dispatch inspections, ALOP monitoring, security surveys, loss minimization consultancy, and investigation services in India and neighboring countries for both Indian and overseas insurers.
Over the years, our expertise has been demonstrated through a comprehensive range of services for clients, offering holistic solutions. With offices nationwide and access to Crawford's global network spanning 70 countries, we ensure clients receive optimal services at competitive costs, all conveniently sourced from one provider.
The purpose of valuation in context of insurance policies is to determine the appropriate sum insured of assets. The requirement of correct valuation is a must for insurance because of presence of “Condition of average” under all policy. Over insurance does not reward the Insured; but under insurance does penalize at the time of claim. Hence it is necessary that we take correct valuation of assets for the purpose of insurance.
Advance loss of profit (ALOP) insurance provides coverage for financial losses due to delays in construction and infrastructure projects on account on cause covered under the policy. So, it is important for the insurers and Insured to arrange for continuous monitoring to check the reasons for the delay due to insured or uninsured delay to avoid any dispute at the time of claim.
No, we are carrying out investigations in India as well as neighbouring countries. We also help our clients in arranging overseas investigation through network of Crawford in 70 countries.
i. Condition of average is applicable to all policies though some element of waiver is provided under some specific policies.
ii. Over insurance does not reward you but under insurance does penalize you. Hence it is necessary that we take correct valuation of assets for the purpose of valuation. The valuation need not be exact but should be nearly correct.
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